Save Money

Usually I talk about how to make money. Today, I am going to talk about how to save some money without sacrificing anything. I am not giving you every idea I could possibly come up with, but just a few to get you started. I must inform you though, if you begin too many new routines at once it can add more stress than will be worthwile. Start with these, and then check back -- I will add more in time.

1.) Eat at Home. Even if you and your significant other work, even eating at home a few times a week can save you some money when compared to eating out for every meal.

2.) Grow a Garden. I am not suggesting that you spend hours and fill your entire yard with a garden. Simply growing a few vegetables that you prefer the most can save you a good bit after a short time. If you live in a home without a yard, try stopping by a street-side seller. Many farmers will travel (even into the city) if they feel they will get business. If you take a look around on your next drive I would bet you could find some veggies for much less than the grocery store.

3.) Date Early. We all know that dinner hours are when restaraunts charge the most, and the weekends are even worse. So, make it a lunch date. It's new -- and will not only save you some money if you already intended on going out, but it will also change your relationship around a little bit. See a movie mid-day if that's what you like to do, eat lunch out instead of dinner.

4.) Envelope System. If you or anyone in your household falls victim to impulse buying, (Ok, so maybe we all do) use the envelope system. Sit down and balance out when you will pay which bills (yes, you probably already do this). When the time comes for payday use an envelope for each thing that needs paid for. (Bills seperated into an envelope each, Groceries, Gasoline, spending money, etc.) Make sure there is enough money in each envelope for the things that you cannot go without. Always leave at least something for spending money if at all possible. Even if it is just $20.00 each paycheck. When the money runs out, item just runs out. Give each person a small amount each week or month. Inform them of how long it will be before they get any more money. Try it for a month or two. I noticed a difference the first paycheck I tried this on, and I have done it ever since.

You Need Paypal

Paypal is a website used for sending and receiving money safely over the internet. You may not understand why you need Paypal and that is exactly why I am posting this here today.


Many GPT websites offer payment via Paypal. You can receive your money instantly when you cashout. You will never have to wait for a check from most GPT sites again!

I have taken the following information from the Paypal website.

PayPal is designed from the ground up to be a safer way to send money online. PayPal doesn’t expose or sell your financial information to merchants.

Question :
Is PayPal free?
Answer :
You can sign up for a PayPal account for free, and there's no charge to transfer funds from your bank account to your PayPal account.

There are fees in other instances such as:
If you have a Personal account, you have the option to accept credit card payments. You'll pay a fee if you choose to accept a credit card payment.
If you have a Premier or Business account, you'll pay a fee to receive payments.

Pinecone Research

As stated on their website, "Pinecone research is at the forefront of "online research", today's sophisticated and leading-edge approach to gathering consumer opinions. Consumer input is vital to the development of new and improved products."

Pinecone Research is the hardest survey company to join, but if you can succeed, it is well worth it. They allow you to give your opinions on products still under development, as well as allowing you to test those products (if you choose to).

With PineCone Research you will receive a check with payment after every survey you complete. Payments in the U.S. are usually $3.00 per standard survey, which is well worth it when compared to most other survey companies.

The only so-called downfall to this website is for those who attempt to skim through their surveys. Skimmers will quickly be removed from the website, without pay. You must take your time with every survey and offer honest responses and opinions.

I would recommend you check out Annika's website if you would like to find out what it takes to join. You cannot just visit Pinecone's website and join. It is not that simple. Visit Annika's site and read carefully. And of course, have a great day and check back soon for more information on how to earn more cash!

Your 2 Cents

Your 2 Cents it is a very interesting opinion survey GPT site. They have no referral program, so I will never earn anything whether you sign up or not. But, it is one I have to recommend as I have come to enjoy this site.

They do not send out very many surveys each week, but you earn between $1 and $5 for each one. (Usually $2 - $3 each). They pay by check, and although the checks take a while to arrive, it's stil well worth it. The surveys are short and they are not the type that ask you to sign up for any other websites.

This website truly does ask for your opinion on things, information on your lifestyle (no personal information), etc.

If you are interested in making some money, this website is a must try!