Save Money

Usually I talk about how to make money. Today, I am going to talk about how to save some money without sacrificing anything. I am not giving you every idea I could possibly come up with, but just a few to get you started. I must inform you though, if you begin too many new routines at once it can add more stress than will be worthwile. Start with these, and then check back -- I will add more in time.

1.) Eat at Home. Even if you and your significant other work, even eating at home a few times a week can save you some money when compared to eating out for every meal.

2.) Grow a Garden. I am not suggesting that you spend hours and fill your entire yard with a garden. Simply growing a few vegetables that you prefer the most can save you a good bit after a short time. If you live in a home without a yard, try stopping by a street-side seller. Many farmers will travel (even into the city) if they feel they will get business. If you take a look around on your next drive I would bet you could find some veggies for much less than the grocery store.

3.) Date Early. We all know that dinner hours are when restaraunts charge the most, and the weekends are even worse. So, make it a lunch date. It's new -- and will not only save you some money if you already intended on going out, but it will also change your relationship around a little bit. See a movie mid-day if that's what you like to do, eat lunch out instead of dinner.

4.) Envelope System. If you or anyone in your household falls victim to impulse buying, (Ok, so maybe we all do) use the envelope system. Sit down and balance out when you will pay which bills (yes, you probably already do this). When the time comes for payday use an envelope for each thing that needs paid for. (Bills seperated into an envelope each, Groceries, Gasoline, spending money, etc.) Make sure there is enough money in each envelope for the things that you cannot go without. Always leave at least something for spending money if at all possible. Even if it is just $20.00 each paycheck. When the money runs out, item just runs out. Give each person a small amount each week or month. Inform them of how long it will be before they get any more money. Try it for a month or two. I noticed a difference the first paycheck I tried this on, and I have done it ever since.